Terms and conditions governing your use of our website and services.
Effective Date: January 1, 2025
By accessing or using the Secure Futures Insurance website (securefuturesinsurance.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.
Secure Futures Insurance provides life insurance education, guidance, and agent consultations. Our website offers informational content about life insurance products and allows you to schedule appointments with licensed insurance agents. We are not an insurance carrier — we work with licensed carriers to help you find appropriate coverage.
The content on this website is provided for informational and educational purposes only. It does not constitute financial, legal, or tax advice. Insurance product details, availability, and pricing vary by carrier, state, and individual circumstances. Always consult with a licensed professional for advice specific to your situation.
Scheduling a consultation or requesting information through our website does not guarantee insurance coverage. All insurance products are subject to underwriting approval by the issuing carrier. Coverage availability, terms, and premiums are determined by the insurance company based on their underwriting guidelines.
We make reasonable efforts to ensure the information on our website is accurate and up to date. However, insurance products and regulations change frequently, and we cannot guarantee that all information is current at all times. Your licensed agent will provide the most up-to-date information during your consultation.
When using our website and services, you agree to:
All content on this website, including text, design, layout, and logos, is the property of Secure Futures Insurance or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.
Our website integrates with third-party services, including our appointment scheduling platform. Your use of these services is subject to their respective terms and privacy policies. We are not responsible for the practices of third-party service providers.
To the fullest extent permitted by law, Secure Futures Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.
You agree to indemnify and hold harmless Secure Futures Insurance, its agents, and affiliates from any claims, damages, or expenses arising from your use of our website, your violation of these terms, or your violation of any rights of a third party.
These Terms of Service shall be governed by and construed in accordance with the laws of the state in which Secure Futures Insurance is registered, without regard to its conflict of law provisions.
We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes acceptance of the updated terms.
If you have questions about these Terms of Service, please reach out through our About Us page.